Financial Responsibility

Our goal is to bring you relief from your pain by providing the highest quality of health care. Please take a few moments to read our financial responsibility policy.

Missed Appointments
There will be a $50 fee assessed to a patient who misses a scheduled appointment. This fee will be waived if the appointment is cancelled or rescheduled more than 24 hours in advance. Scheduling changes may be made by directly calling the Pain Clinic where you are scheduled. (See: clinic locations and phone numbers)

Charges
Charges for services, including office visits and procedures are based upon the severity and complexity of your procedure and care. Regardless of your medical insurance coverage, our practice relies on you to settle your account. You will receive charges from both the physician and the hospital. If you do not have insurance, payment arrangements are available. Please contact our billing office at 800-827-3458, to make payment arrangements for our physician charges.

Online Payments

Click the button below to make a payment on your account with your credit card.
Be sure to include your account number so that the proper account will receive credit for the payment.

When you click the button above, you will leave the LCA Pain Clinic web site and go to our Online Payments page on the Linn County Anesthesiologists website.

Insurance

Private/Government Insurance

If we are provided with accurate, detailed information, we will file an insurance claim with your private insurance or government carrier. However, you are responsible for the following:

Obtaining appropriate referrals, authorizations, or pre-certifications from your health insurance carrier.
Co-payments, deductibles, coinsurance, or services not covered by contracted carriers. These amounts will be billed to you once insurance has processed your claim.
For non-contracted insurance carriers, any balance remaining between our charge and the insurance payment.
If the insurance company is unable to process a claim due to missing information from you, you are responsible for the bill.

Most health insurance plans establish networks of contracted healthcare providers. Discounted fee arrangements and prompt payment guarantees, among other provisions, are normally part of those contracts.

Linn County Anesthesiologists, P.C. and LCA, P.L.C. have contracts (participate) with the following insurance plans:

Aetna
Amerigroup
AmeriHealth Caritas Iowa
Aplos/Fairos Health Plans
Auxiant FocusHealth
Benefits Management Group
Corvel Corporation (Workers Compensation)
FocusHealth
HealthPartners
HealthSCOPE Benefits
Interplan
Medicaid and Medipass
Medicare
Midlands Choice
OHARA Workers Compensation PPO
United HealthCare of the River Valley, Inc.
United HealthCare HMO & PPO
Unity Point Health Partners
USA Managed Care
Wellmark PPO & Indemnity (BlueCross BlueShield)
Wellmark HMO (BlueCross BlueShield)

We strive to reach agreement and contract with all insurance carriers. However there are some insurance companies with which we have not established contractual arrangements. If you are insured by one of these carriers, please be aware that your insurance company may process our charges at a lower benefit level or even without any insurance benefits. If possible, please contact your insurance company prior to your care to determine if alternate processing is available.

Also be aware that certain insurance carriers choose to limit their benefits to amounts they determine to be “Usual and Customary Rate” or “UCR.” When this occurs, you will be held responsible for any difference between the charged amount and the amount allowed as UCR by the insurance company. We will assist you in any warranted appeal process you wish to undertake with your insurance carrier. Please contact our billing office at (319) 743-7300 for assistance.

We do NOT contract (participate) with the following insurance plans:

Beech Street
CCN
PHCS
SouthCare HealthCare Preferred

Workers Compensation

Upon receiving workers compensation information from you, we will file an insurance claim with your employer. If your employer denies your claim, we will file your claim with your health insurance carrier, if that information has been provided. Involvement of legal counsel will not mitigate your responsibility for your charges. You are ultimately responsible for assuring payment for your care.

Third Party Liability

Due to unforeseeable delays in our legal system, your claim may or may not be paid timely by a third-party you consider responsible for its payment. Initially we will file your claim with your liability insurance carrier. If they do not pay, we will then file with your health insurance carrier if that information has been provided. Please remember that you are responsible for paying for your care.